Digital wallets - full of NFTs - will replace physical wallets.
Buy Now, Pay Later shows that consumers and merchants are eager for a new transaction experience. It's a harbinger of more to come.
Embedded sells us finance products right as we're making other purchases, precisely when we need it. Tech and financial services will partner to make it the future.
Netflix Ads - it's the beginning of the end for the business. Ads and subscriptions together leave everyone worse off.
Credit card networks have reigned unchallenged for 50 years. But you can now pay faster and cheaper in dollars over crypto networks. The payments revolution has begun.
There's a crisis brewing - bad money. Just one company holds $39B from 400M users. The protections? Little more than the company's word. We've turned bad money good before and we can do it again.
What if we went back in time and canceled all of our unprofitable trades? For one 145-year-old institution, that seems to be the strategy.
Carbon credits have been plagued with structural problems for over 20 years. Something changed in 2021 - the market doubled in size. It's a harbinger of more good to come.
When price increases, demand for most goods falls. But not all. There's a weird class of goods where demand rises with price. These "Veblen Goods" lead to businesses unlike any other.